*{
  margin:0;
  padding:0;
  box-sizing:border-box;
  font-family:Arial, sans-serif;
}

body{
  background:#ffffff;
}

/* CONTAINER */
.container{
  width:90%;
  max-width:1200px;
  margin:auto;
}

/* =========================
   🔥 PRO NAVBAR
========================= */

/* HEADER */
header {
  background: rgba(255,255,255,0.95);
  backdrop-filter: blur(10px);
  position: sticky;
  top: 0;
  z-index: 1000;
  border-bottom: 1px solid #eee;
}

/* NAV CONTAINER */
.nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 15px 0;
}

/* LOGO */
.logo {
  height: 20px;
}

/* RIGHT SIDE */
.nav-links {
  display: flex;
  align-items: center;
  gap: 30px;
  margin-left: auto; /* 🔥 pushes links to right */
}

/* LINKS */
.nav-links a {
  text-decoration: none;
  color: #000;
  font-size: 14px;
  font-weight: 500;
  white-space: nowrap;
  transition: 0.25s ease;
}

.nav-links a:hover {
  color: #3434ff;
}

/* LOGIN BUTTON */
.login {
  background: #3434ff;
  color: #fff !important;
  padding: 7px 16px;
  border-radius: 6px;
  border: 1px solid #3434ff;
}

/* DROPDOWN */
.dropdown {
  position: relative;
}

/* DROPDOWN MENU */
.dropdown-menu {
  position: absolute;
  top: 110%;
  left: 0;
  background: #fff;
  min-width: 180px;
  border-radius: 8px;
  box-shadow: 0 10px 25px rgba(0,0,0,0.08);
  padding: 8px 0;

  opacity: 0;
  visibility: hidden;
  transform: translateY(10px);
  transition: all 0.25s ease;
  z-index: 999;
}

/* DROPDOWN LINKS */
.dropdown-menu a {
  display: block;
  padding: 10px 16px;
  font-size: 14px;
  color: #000;
}

.dropdown-menu a:hover {
  background: #f5f7fa;
}

/* SHOW DROPDOWN */
.dropdown:hover .dropdown-menu {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}

/* MOBILE */
.menu-toggle {
  display: none;
  font-size: 24px;
  cursor: pointer;
}

body {
  margin: 0;
  font-family: 'Arial', sans-serif;
}

/* HERO */
.hero {
  position: relative;
  background: #2d2f45;
  color: white;
  padding: 120px 20px 140px;
  overflow: hidden;
}

.hero-inner {
  max-width: 1100px;
  margin: 0 auto;
}

.hero-text {
  max-width: 520px;
  z-index: 2;
  position: relative;
}

.hero h5 {
  font-size: 14px;
  letter-spacing: 1px;
  opacity: 0.9;
  margin-bottom: 10px;
}

.hero h1 {
  font-size: 56px;
  font-weight: 800;
  line-height: 1.1;
  margin-bottom: 20px;
}

.hero p {
  font-size: 14px;
  color: #d0d3dc;
  line-height: 1.6;
  margin-bottom: 25px;
}

.hero-btn {
  display: inline-block;
  background: #1f5bd8;
  padding: 12px 26px;
  color: white;
  text-decoration: none;
  font-size: 13px;
  border-radius: 2px;
  font-weight: 600;
}

.hero-btn:hover {
  background: #1747ad;
}

/* RIGHT PATTERN */
.pattern {
  position: absolute;
  right: -100px;
  top: 0;
  width: 500px;
  height: 100%;
  background-image: repeating-linear-gradient(
      60deg,
      transparent,
      transparent 20px,
      #2f6df6 20px,
      #2f6df6 22px
    ),
    repeating-linear-gradient(
      -60deg,
      transparent,
      transparent 20px,
      #2f6df6 20px,
      #2f6df6 22px
    );
  opacity: 0.25;
}

/* PAINT ROLLER */
.roller {
  position: absolute;
  right: 120px;
  top: 80px;
  width: 300px;
  z-index: 3;
}

/* LOWER SECTION */
.loan-section {
  background: #e9e9e9;
  text-align: center;
  padding: 80px 20px;
}

.container {
  max-width: 1100px;
  margin: 0 auto;
}

.subtitle {
  font-size: 14px;
  letter-spacing: 1px;
  color: #333;
}

.title {
  font-size: 40px;
  font-weight: 800;
  color: #1f5bd8;
  margin: 10px 0;
}

.description {
  font-size: 14px;
  color: #666;
  max-width: 600px;
  margin: 0 auto 60px;
}

.features {
  display: flex;
  justify-content: center;
  gap: 60px;
  flex-wrap: wrap;
}

.feature {
  max-width: 250px;
}

.icon-circle {
  width: 130px;
  height: 130px;
  background: #f3f3f3;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 20px;
}

.icon-circle img {
  width: 100px;
}

.feature h5 {
  font-size: 13px;
  font-weight: 800;
}

.feature p {
  font-size: 12px;
  color: #666;
}

.cta-btn {
  margin-top: 40px;
  display: inline-block;
  background: #1f5bd8;
  color: white;
  padding: 12px 28px;
  text-decoration: none;
  font-size: 13px;
}

.loan-info {
  background:white;
  padding: 120px 20px 200px;
  text-align: center;
  font-family: Arial, Helvetica, sans-serif;
  position: relative;
}

/* Top gray box */
.loan-box {
  background: #dedee3;
  max-width: 600px;
  margin: 0 auto;
  padding: 60px 60px 140px;
  text-align: left;
}

.loan-box h5 {
  font-size: 18px;
  letter-spacing: 1px;
  color: #3a3d4f;
  margin-bottom: 10px;
}

.loan-box h2 {
  font-size: 44px;
  font-weight: 800;
  color: #2563eb;
  line-height: 1.1;
  margin-bottom: 20px;
}

.loan-box p {
  font-size: 15px;
  color: #6b6f80;
  max-width: 400px;
}

/* Stats Card */
.loan-stats {
  max-width: 900px;
  margin: -80px auto 0;
  box-shadow: 0 10px 30px rgba(0,0,0,0.15);
}

/* Each row */
.stat {
  position: relative;
  padding: 30px 40px;
  text-align: center;
  overflow: hidden;
}

.stat .content small {
  display: block;
  font-size: 11px;
  opacity: 0.8;
  margin-bottom: 8px;
}

.stat h3 {
  font-size: 36px;
  font-weight: 800;
  margin-bottom: 5px;
}

.stat span {
  font-size: 14px;
  font-weight: 600;
}

/* Colors */
.stat-blue {
  background: #2563eb;
  color: #fff;
}

.stat-dark {
  background: #2e3147;
  color: #fff;
}

.stat-gray {
  background: #5a5c66;
  color: #fff;
}

/* 🔥 Angled stripes */
.stripe {
  position: absolute;
  top: 0;
  width: 120px;
  height: 100%;
  background: repeating-linear-gradient(
    -60deg,
    transparent,
    transparent 18px,
    rgba(0,0,0,0.3) 18px,
    rgba(0,0,0,0.3) 28px
  );
}

.stripe.left {
  left: 0;
}

.stripe.right {
  right: 0;
  transform: scaleX(-1);
}

/* Blue accent stripes */
.stat-blue .stripe {
  background: repeating-linear-gradient(
    -60deg,
    transparent,
    transparent 18px,
    rgba(0,0,0,0.25) 18px,
    rgba(0,0,0,0.25) 28px
  );
}

/* Darker variant */
.stripe.dark {
  background: repeating-linear-gradient(
    -60deg,
    transparent,
    transparent 18px,
    rgba(0,0,0,0.5) 18px,
    rgba(0,0,0,0.5) 28px
  );
}



.rates-section {
  padding: 80px 20px;
  background: white;
}

.container {
  max-width: 900px;
  margin: 0 auto;
}

.eyebrow {
  font-size: 14px;
  letter-spacing: 1.5px;
  color: #333;
  font-weight: 600;
  margin-bottom: 10px;
}

.title {
  font-size: 42px;
  font-weight: 500;
  color: #111;
  margin: 0 0 40px;
}

.state {
  color: #2563eb;
  border-bottom: 3px solid #2563eb;
  padding-bottom: 2px;
  margin-left: 8px;
  display: inline-flex;
  align-items: center;
  gap: 8px;
}

.icon {
  font-size: 18px;
  color: #000;
}

.info-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 80px;
  margin-bottom: 40px;
}

.label {
  font-size: 13px;
  font-weight: 600;
  color: #555;
  margin-bottom: 8px;
}

.value {
  font-size: 16px;
  color: #2563eb;
  font-weight: 600;
}

.divider {
  height: 1px;
  background: #ccc;
  margin: 30px 0;
}

.fine-print {
  font-size: 12px;
  color: #777;
  line-height: 1.6;
}

.fine-print p {
  margin-bottom: 10px;
}

/* STEPS SECTION */
.steps-section {
  background: #2d2f45;
  color: white;
  text-align: center;
  padding: 110px 20px;
}

.container {
  max-width: 1100px;
  margin: 0 auto;
}

.steps-subtitle {
  font-size: 14px;
  letter-spacing: 1px;
  opacity: 0.8;
  margin-bottom: 8px;
}

.steps-title {
  font-size: 38px;
  font-weight: 800;
  color: #2f6df6;
  margin-bottom: 10px;
}

.steps-desc {
  font-size: 13px;
  color: #cfd3df;
  margin-bottom: 70px;
}

.steps {
  display: flex;
  justify-content: center;
  gap: 70px;
  flex-wrap: wrap;
}

.step {
  max-width: 260px;
}

.step-box {
  width: 150px;
  height: 150px;
  background: #232538;
  border: 1px solid #3a3d55;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 20px;
}

.step-img {
  width: 120px;
  height: 120px;
  object-fit: contain;
}

.step h5 {
  font-size: 13px;
  font-weight: 800;
  margin-bottom: 10px;
}

.step p {
  font-size: 12px;
  color: #cfd3df;
  line-height: 1.5;
}


/* TRUST SECTION */
.trust-section {
  background: #e6e6e6;
  overflow: hidden;
}

.trust-inner {
  display: flex;
  align-items: center;
}

/* LEFT STRIPES */
.trust-left {
  width: 320px;
  height: 220px;
  background: repeating-linear-gradient(
    135deg,
    #dcdcdc,
    #dcdcdc 12px,
    #efefef 12px,
    #efefef 24px
  );
}

/* CONTENT */
.trust-content {
  flex: 1;
  padding: 40px 50px;
}

.rating-title {
  font-size: 16px;
  font-weight: 600;
}

.stars {
  color: #00b67a;
  font-size: 18px;
  margin: 5px 0;
}

.stars.small {
  font-size: 14px;
}

.rating-sub {
  font-size: 12px;
  color: #555;
}

.reviews {
  display: flex;
  gap: 40px;
  margin-top: 20px;
  flex-wrap: wrap;
}

.review {
  max-width: 220px;
  font-size: 12px;
  color: #333;
}

.review span {
  display: block;
  margin-top: 6px;
  font-size: 11px;
  color: #777;
}

.disclaimer {
  font-size: 11px;
  color: #777;
  margin-top: 20px;
}

/* INVEST SECTION */
.invest-section {
  background: #efefef;
  text-align: center;
  padding: 100px 20px;
}

.container {
  max-width: 1100px;
  margin: 0 auto;
}

.invest-subtitle {
  font-size: 14px;
  letter-spacing: 1px;
  color: #333;
  margin-bottom: 5px;
}

.invest-title {
  font-size: 42px;
  font-weight: 800;
  color: #1f5bd8;
  margin-bottom: 15px;
}

.invest-desc {
  max-width: 620px;
  margin: 0 auto 70px;
  font-size: 14px;
  color: #666;
  line-height: 1.6;
}

/* FEATURES */
.invest-features {
  display: flex;
  justify-content: center;
  gap: 70px;
  flex-wrap: wrap;
}

.invest-item {
  max-width: 260px;
}

.invest-icon-box {
  width: 150px;
  height: 150px;
  background: #ffffff;
  border: 1px solid #cfcfcf;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 20px;
}

.invest-icon-box img {
  width: 90px;
  height: 90px;
  object-fit: contain;
}

.invest-item h5 {
  font-size: 13px;
  font-weight: 800;
  margin-bottom: 10px;
  color: #333;
}

.invest-item p {
  font-size: 12px;
  color: #666;
  line-height: 1.5;
}


/* CTA SECTION */
.cta-section {
  background: linear-gradient(90deg, #1f5bd8 0%, #2f6df6 100%);
  color: white;
  overflow: hidden;
}

.cta-inner {
  max-width: 1200px;
  margin: 0 auto;
  display: flex;
  align-items: center;
  padding: 60px 20px;
}

/* TEXT */
.cta-content {
  flex: 1;
}

.cta-content h3 {
  font-size: 22px;
  font-weight: 700;
  margin-bottom: 20px;
}

.cta-btn {
  display: inline-block;
  border: 1px solid white;
  padding: 10px 22px;
  font-size: 12px;
  color: white;
  text-decoration: none;
  transition: 0.3s;
}

.cta-btn:hover {
  background: white;
  color: #1f5bd8;
}

/* IMAGE */
.cta-image {
  flex: 1;
  display: flex;
  justify-content: center;
}

.cta-image img {
  max-height: 180px;
}

body {
  margin: 0;
  font-family: Arial, Helvetica, sans-serif;
  background-color: #f5f5f7;
}

.blog-section {
  padding: 60px 20px;
  text-align: center;
}

.container {
  max-width: 1100px;
  margin: 0 auto;
}

.subtitle {
  font-size: 14px;
  letter-spacing: 1px;
  color: #3a3a4a;
  margin-bottom: 10px;
  font-weight: 600;
}

.title {
  font-size: 42px;
  color: #2a66f0;
  margin-bottom: 40px;
  font-weight: 800;
}

.cards {
  display: flex;
  gap: 25px;
  justify-content: center;
  flex-wrap: wrap;
}

.card {
  width: 300px;
  background: #e9e9eb;
  border-radius: 6px;
  overflow: hidden;
  text-align: left;
  box-shadow: 0 2px 4px rgba(0,0,0,0.08);
}

.card img {
  width: 100%;
  height: 180px;
  object-fit: cover;
  display: block;
}

.card-content {
  padding: 18px;
}

.card-content h3 {
  font-size: 15px;
  color: #2e2e3a;
  margin-bottom: 10px;
  font-weight: 700;
}

.card-content p {
  font-size: 13px;
  color: #6a6a75;
  line-height: 1.5;
  margin-bottom: 10px;
}

.card-content a {
  font-size: 13px;
  color: #2a66f0;
  text-decoration: none;
  font-weight: 600;
}

.card-content a:hover {
  text-decoration: underline;
}

.cta {
  margin-top: 30px;
}

.btn {
  display: inline-block;
  background-color: #2e2e3a;
  color: #fff;
  padding: 12px 20px;
  font-size: 13px;
  text-decoration: none;
  font-weight: 700;
  border-radius: 2px;
}

.btn:hover {
  background-color: #1f1f29;
}

.finance-disclaimer {
  background: #f5f5f5;
  padding: 60px 20px;
}

.disclaimer-container {
  max-width: 1100px;
  margin: 0 auto;
  color: #6b7280;
  font-family: 'Montserrat', sans-serif;
  font-size: 13px;
  line-height: 1.6;
}

.disclaimer-container p {
  margin-bottom: 16px;
}

.disclaimer-container a {
  color: #2563eb;
  text-decoration: underline;
}

.disclaimer-container sup {
  font-size: 10px;
  vertical-align: super;
}

.disclaimer-container .bold {
  font-weight: 700;
  text-transform: uppercase;
  color: #4b5563;
  margin-top: 20px;
}

.disclaimer-logos {
  display: flex;
  gap: 20px;
  margin-top: 30px;
  align-items: center;
}

.disclaimer-logos img {
  height: 40px;
  object-fit: contain;
}

.finance-footer {
  background: #2f3147; /* dark navy */
  padding: 60px 20px;
  color: #ffffff;
}

.footer-container {
  max-width: 1200px;
  margin: 0 auto;
}

/* Logo */
.footer-logo {
  margin-bottom: 30px;
}

.footer-logo img {
  height: 24px;
}

/* Columns layout */
.footer-columns {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 40px;
}

/* Column */
.footer-col h4 {
  font-size: 12px;
  letter-spacing: 1px;
  margin-bottom: 15px;
  font-weight: 700;
}

.footer-col a {
  display: block;
  color: #d1d5db;
  text-decoration: none;
  font-size: 13px;
  margin-bottom: 10px;
  line-height: 1.4;
  transition: color 0.2s ease;
}

.footer-col a:hover {
  color: #ffffff;
}

/* HERO */
.hero .content {
  animation: fadeLeft 1s ease;
}

.hero .picture {
  animation: fadeRight 1s ease;
}

/* SECTIONS */
.solutions-content {
  animation: fadeLeft 1s ease;
}

.solutions-image {
  animation: fadeRight 1s ease;
}

.tool-card {
  animation: fadeUp 1s ease;
}

.review-card {
  animation: fadeUp 1s ease;
}

.card {
  animation: fadeUp 1s ease;
}

.learn-card {
  animation: fadeUp 1s ease;
}

.app-text {
  animation: fadeLeft 1s ease;
}

.app-image {
  animation: fadeRight 1s ease;
}

/* BUTTONS */
.btn,
.btn-outline,
button,
.finance-btn {
  transition: all 0.3s ease;
}

.btn:hover,
.btn-outline:hover,
button:hover {
  transform: translateY(-3px);
  opacity: 0.9;
}

/* CARDS */
.tool-card,
.card,
.learn-card,
.review-card {
  transition: all 0.3s ease;
}

.tool-card:hover,
.card:hover,
.learn-card:hover,
.review-card:hover {
  transform: translateY(-8px);
}

/* =========================
   SMOOTH GLOBAL TRANSITIONS
========================= */

*{
  transition:
    background 0.3s ease,
    color 0.3s ease,
    transform 0.3s ease,
    opacity 0.3s ease;
}

html{
  scroll-behavior:smooth;
}

/* =========================
   MOBILE NAVIGATION
========================= */

.menu-toggle{
  display:none;
  font-size:28px;
  cursor:pointer;
  color:#000;
  z-index:2000;
}

/* =========================
   TABLET RESPONSIVE
========================= */

@media (max-width:992px){

  .hero{
    padding:100px 20px;
  }

  .hero h1{
    font-size:46px;
  }

  .roller{
    width:220px;
    right:40px;
    top:120px;
  }

  .pattern{
    width:350px;
  }

  .info-grid{
    grid-template-columns:1fr;
    gap:35px;
  }

  .cta-inner,
  .trust-inner{
    flex-direction:column;
    text-align:center;
  }

  .cta-image{
    margin-top:30px;
  }

  .trust-left{
    width:100%;
    height:120px;
  }

  .footer-columns{
    grid-template-columns:repeat(2,1fr);
  }

  .loan-box{
    max-width:90%;
  }

  .loan-stats{
    width:95%;
  }
}

/* =========================
   MOBILE RESPONSIVE
========================= */

@media (max-width:768px){

  /* NAVBAR */

  .menu-toggle{
    display:block;
  }

  .nav{
    position:relative;
  }

  .nav-links{
    position:absolute;
    top:100%;
    right:0;
    width:100%;
    background:#fff;

    flex-direction:column;
    align-items:flex-start;

    gap:0;
    padding:20px;

    box-shadow:0 10px 20px rgba(0,0,0,0.08);

    max-height:0;
    overflow:hidden;

    opacity:0;
    visibility:hidden;

    transition:
      max-height 0.4s ease,
      opacity 0.3s ease,
      visibility 0.3s ease;
  }

  .nav-links.active{
    max-height:900px;
    opacity:1;
    visibility:visible;
  }

  .nav-links a{
    width:100%;
    padding:14px 0;
    border-bottom:1px solid #eee;
  }

  .dropdown{
    width:100%;
  }

  .dropdown-menu{
    position:static;
    opacity:1;
    visibility:visible;
    transform:none;
    box-shadow:none;
    display:none;
    padding-left:15px;
    margin-top:5px;
  }

  .dropdown:hover .dropdown-menu{
    display:block;
  }

  .login{
    width:100%;
    margin-top:12px;
    text-align:center;
  }

  /* HERO */

  .hero{
    padding:80px 20px 100px;
    text-align:center;
  }

  .hero-inner{
    display:flex;
    flex-direction:column;
    align-items:center;
  }

  .hero-text{
    max-width:100%;
  }

  .hero h1{
    font-size:38px;
    line-height:1.15;
  }

  .hero p{
    font-size:14px;
  }

  .roller{
    position:relative;
    width:180px;
    right:auto;
    top:auto;
    margin:40px auto 0;
    display:block;
  }

  .pattern{
    width:100%;
    right:0;
    opacity:0.12;
  }

  /* SECTIONS */

  .features,
  .steps,
  .reviews,
  .invest-features,
  .cards{
    flex-direction:column;
    align-items:center;
    gap:40px;
  }

  .feature,
  .step,
  .review,
  .invest-item,
  .card{
    width:100%;
    max-width:100%;
  }

  .loan-box{
    padding:40px 30px 120px;
  }

  .loan-box h2{
    font-size:34px;
  }

  .stat{
    padding:28px 20px;
  }

  .stat h3{
    font-size:28px;
  }

  .title,
  .steps-title,
  .invest-title{
    font-size:32px;
  }

  .description,
  .steps-desc,
  .invest-desc{
    font-size:14px;
  }

  .cta-content h3{
    font-size:18px;
  }

  .cta-image img{
    width:100%;
    max-width:320px;
    height:auto;
  }

  .footer-columns{
    grid-template-columns:1fr;
    gap:30px;
  }

  .disclaimer-logos{
    flex-wrap:wrap;
  }

  .trust-content{
    padding:30px 20px;
  }

  .loan-section,
  .steps-section,
  .invest-section,
  .blog-section,
  .finance-disclaimer{
    padding-left:20px;
    padding-right:20px;
  }
}

/* =========================
   SMALL MOBILE
========================= */

@media (max-width:480px){

  .hero h1{
    font-size:30px;
  }

  .title,
  .steps-title,
  .invest-title{
    font-size:26px;
  }

  .loan-box h2{
    font-size:28px;
  }

  .hero-btn,
  .cta-btn,
  .btn{
    width:100%;
    text-align:center;
  }

  .stat h3{
    font-size:22px;
  }

  .icon-circle,
  .invest-icon-box,
  .step-box{
    width:120px;
    height:120px;
  }

  .icon-circle img,
  .invest-icon-box img,
  .step-img{
    width:70px;
    height:70px;
  }

  .card img{
    height:200px;
  }

  .footer-logo img{
    height:20px;
  }
}

/* =========================
   PROFESSIONAL ANIMATIONS
========================= */

/* SMOOTH SCROLL */
html{
  scroll-behavior:smooth;
}

/* GLOBAL */
body{
  overflow-x:hidden;
}

/* SECTION FADE IN */
.hero,
.loan-section,
.loan-info,
.rates-section,
.steps-section,
.trust-section,
.invest-section,
.cta-section,
.blog-section,
.finance-disclaimer,
.finance-footer{
  animation:fadeUp 1s ease both;
}

/* HERO TEXT */
.hero-text{
  animation:slideLeft 1s ease;
}

/* HERO IMAGE */
.roller{
  animation:slideRight 1.2s ease;
}

/* BUTTONS */
.hero-btn,
.cta-btn,
.btn,
.login{
  transition:
    transform 0.3s ease,
    box-shadow 0.3s ease,
    background 0.3s ease;
}

.hero-btn:hover,
.cta-btn:hover,
.btn:hover,
.login:hover{
  transform:translateY(-4px);
  box-shadow:0 12px 24px rgba(0,0,0,0.18);
}

/* CARDS */
.feature,
.step,
.card,
.review,
.invest-item,
.stat{
  transition:
    transform 0.4s ease,
    box-shadow 0.4s ease;
}

.feature:hover,
.step:hover,
.card:hover,
.review:hover,
.invest-item:hover{
  transform:translateY(-10px);
}

/* BLOG CARDS */
.card{
  overflow:hidden;
}

.card img{
  transition:transform 0.5s ease;
}

.card:hover img{
  transform:scale(1.08);
}

/* ICON CIRCLES */
.icon-circle,
.invest-icon-box,
.step-box{
  transition:
    transform 0.4s ease,
    background 0.4s ease,
    border 0.4s ease;
}

.feature:hover .icon-circle,
.invest-item:hover .invest-icon-box,
.step:hover .step-box{
  transform:scale(1.05);
  background:#ffffff;
  border-color:#2f6df6;
}

/* NAVBAR */
header{
  transition:
    background 0.4s ease,
    box-shadow 0.4s ease;
}

header:hover{
  box-shadow:0 5px 20px rgba(0,0,0,0.06);
}

/* NAV LINKS */
.nav-links a{
  position:relative;
}

.nav-links a::after{
  content:"";
  position:absolute;
  left:0;
  bottom:-4px;
  width:0;
  height:2px;
  background:#2f6df6;
  transition:width 0.3s ease;
}

.nav-links a:hover::after{
  width:100%;
}

/* DROPDOWN */
.dropdown-menu{
  transition:
    opacity 0.3s ease,
    transform 0.3s ease;
}

/* CTA IMAGE */
.cta-image img{
  transition:
    transform 0.5s ease,
    filter 0.5s ease;
}

.cta-image img:hover{
  transform:scale(1.03);
}

/* LOAN STATS */
.stat{
  position:relative;
}

.stat::before{
  content:"";
  position:absolute;
  inset:0;
  background:rgba(255,255,255,0.04);
  opacity:0;
  transition:opacity 0.4s ease;
}

.stat:hover::before{
  opacity:1;
}

/* FOOTER LINKS */
.footer-col a{
  transition:
    color 0.3s ease,
    transform 0.3s ease;
}

.footer-col a:hover{
  transform:translateX(5px);
}

/* REVIEW CARDS */
.review{
  transition:
    background 0.4s ease,
    padding 0.4s ease;
}

.review:hover{
  background:#ffffff;
  padding:12px;
  border-radius:10px;
}

/* SECTION TITLES */
.title,
.steps-title,
.invest-title{
  animation:fadeUp 1s ease;
}

/* KEYFRAMES */

@keyframes fadeUp{
  from{
    opacity:0;
    transform:translateY(40px);
  }
  to{
    opacity:1;
    transform:translateY(0);
  }
}

@keyframes slideLeft{
  from{
    opacity:0;
    transform:translateX(-60px);
  }
  to{
    opacity:1;
    transform:translateX(0);
  }
}

@keyframes slideRight{
  from{
    opacity:0;
    transform:translateX(60px);
  }
  to{
    opacity:1;
    transform:translateX(0);
  }
}

/* MOBILE PERFORMANCE */
@media(max-width:768px){

  .feature:hover,
  .step:hover,
  .card:hover,
  .review:hover,
  .invest-item:hover{
    transform:none;
  }

  .card:hover img{
    transform:none;
  }
}